Information you can make decisions with
A clear dashboard and monthly reporting on expenses, sales, results, and cash flow. The numbers arrive on time instead of three months late.
Service · Partial CFO
An experienced CFO, without the cost of a full-time hire
A CFO's main job is to give leadership timely, reliable information for decisions that increase profitability. Your company needs that function, but it doesn't need to pay for it full time yet. A fractional CFO does the job for the time it takes.
The starting point
The needs of a large company, without the structure
A midsize company faces the same financial problems as a large one: collections, bank negotiations, cash swings, costs, and exports. The difference is that it doesn't have the workload or the resources to support a full finance department.
Most companies get by with a small admin team and an outside accountant. That works until the company grows. Then all of those issues land on the desk of the administrative manager or the CEO, who spends the day putting out financial fires instead of working where they're needed most.
When owners run their own finances, objectivity is the first thing to go.
It's easier to justify an unnecessary expense when the person approving it is the person who asked for it. And when you need to project the impact of a currency devaluation, a rate change, or a drop in demand, you need financial expertise rather than intuition.
What you get
What changes in your company from the first month
The objectivity of an outside executive
Someone who reviews expenses, pricing, and investment decisions with no conflict of interest, and who will say what needs to be said.
The CEO gets time back
Collections, banking, and treasury come off the CEO's daily to-do list. They go back to running the business, which is where they add the most value.
Senior experience at a fraction of the cost
Formal training and years in executive roles, with proven negotiating and leadership skills, for only the time your company needs.
A stronger position with banks and investors
Organized information and defensible projections change the conversation with a lender, and the rate it charges you.
Cash under control
We review working capital, inventory, collections, and payables every month. That leaves you more cash to operate and to fund growth.
Scope
Four areas of work
You can hand off more or less, depending on what your company needs and can afford. These are the four areas the full service covers.
Area 01
Financial planning and analysis
- Review of your financial position
- Financial dashboard
- Reporting on expenses, sales, and the income statement
- Financial planning and forecasts
- Building and tracking budgets
- Profitability and contribution margins
- Cost accounting systems
- Risk assessment and management
Area 02
Liquidity and treasury
- Working capital
- Operating cash
- Inventory control
- Accounts receivable and payable
- Investing cash flows
Area 03
Capital projects
- Economic and financial feasibility plan
- Project valuation that accounts for opportunity cost
- Comparing alternatives before you commit capital
Area 04
Internal controls
- Review of internal controls across the financial cycle
- Approval rules and segregation of duties
- Follow-up on agreed corrective actions
How it works
Defined time, real commitment
Time commitmentUp to 30%of a senior CFO's time.
Engagement types3Ongoing, interim during a transition, or project-based.
Who leads itA partnerA partner of the firm does the work. We don't hand it to a junior team.
It costs far less than hiring a full-time CFO. For most midsize companies, that part-time commitment covers the entire CFO role.
Comparison
Compared with the other two options
| Criteria | Outside accountant only | Full-time CFO | Partial CFO |
|---|---|---|---|
| What it covers | Compliance and bookkeeping | The entire finance function | The entire financial leadership role |
| Focus | Backward-looking, on what already happened | Forward-looking | Forward-looking, focused on profitability and cash flow |
| Cost | Low | Full executive salary plus benefits | A fraction of an executive salary |
| Objectivity | Limited to record-keeping | Depends on the owner who hired them | Outside and independent |
| Time to start | Immediate | A three- to six-month search | Weeks |
Who it's for
Client profile
Midsize and family-owned companies with the same financial needs as a large company, but without the volume to support a full finance department.
Larger companies in transition, with an executive vacancy to fill, or with a special project that needs dedicated financial leadership.
Signs this is for you
- Financial decisions get made without reliable numbers.
- The CEO spends the day on collections, banks, and vendors.
- No one forecasts cash flow beyond the next few weeks.
- No one knows the real profitability by product or by customer.
- A major investment is coming and no one is there to evaluate it.
Next step
A 30-minute call to see if it makes sense
We review three of your company's key metrics and tell you plainly whether you need this service, a different one, or none at all. Free, with no obligation.
Or call us at +52 (33) 3814-0810